Go Back   BuildingHomes.ca - Building your community! > Search Forums


Showing results 1 to 25 of 286
Search took 0.10 seconds.
Search: Posts Made By: HMBTUX
Forum: Ottawa 2019-06-04, 09:54 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
Yes this all makes sense. I did read about the...

Yes this all makes sense. I did read about the "clawback clause", good thing for sure to be aware of if you're in the minority who might have paying off the mortgage early in your plans, but I don't...
Forum: Ottawa 2019-06-04, 12:35 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
FYI I just signed mine finally on the weekend. ...

FYI I just signed mine finally on the weekend. Settled with RBC @ 2.99% on a 5 yr fixed term. Uninsured. This also came with $1,000 cash back+ $750 WestJet credit (does not expire I am told), as...
Forum: Ottawa 2019-05-16, 11:13 AM
Replies: 740
Views: 182,811
Posted By HMBTUX
The GB realignment was promised to the thousands...

The GB realignment was promised to the thousands of people who migrated (ha!) to HMB by 2015, 2020 at latest. Amenities, better bus service, and safer and improved access for cars/bikes etc would...
Forum: Ottawa 2019-05-03, 08:19 AM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
Now seeing that rates did in fact drop as of...

Now seeing that rates did in fact drop as of yesterday. The HSBC 2.99% is now 2.84%. Which explains why RBC and TD were able to come so close in the last few days.

https://www.ratespy.com/
Forum: Ottawa 2019-05-02, 09:00 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
Who's the lender? Sounds pretty good. I feel...

Who's the lender? Sounds pretty good.

I feel like rates have dropped a bit more in the last couple weeks. The 2.99% 5 yr fixed from HSBC has not changed from what I've seen, but I've got TD now...
Forum: Ottawa 2019-04-10, 08:10 AM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
This is the message I got back from the HSBC guy,...

This is the message I got back from the HSBC guy, I am wondering primarily what is involved in terms of finding a lawyer/notary to re-register the property. Does anyone know cost? I've never had to...
Forum: Ottawa 2019-04-05, 01:45 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
I called them and it's 2.99%. They said they I...

I called them and it's 2.99%. They said they I could do a rate hold and if rate drops by June renewal than I get lower of the two. Done!
Forum: Ottawa 2019-04-05, 10:49 AM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
JCC - Yes that rate is very good. Seems it's...

JCC - Yes that rate is very good. Seems it's just for CMHC insured mortgages. Do you know the lowest they offer for non insured?
Forum: Ottawa 2019-04-04, 06:21 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
Thx for update! Seeing as low as 2.74% on 5...

Thx for update!

Seeing as low as 2.74% on 5 yr fixed here. What’s the catch?

https://www.ratespy.com/
Forum: Ottawa 2019-04-02, 11:01 AM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
yes that person was out to lunch I will delete :)

yes that person was out to lunch I will delete :)
Forum: Ottawa 2019-03-21, 12:51 PM
Replies: 1,362
Views: 347,111
Posted By HMBTUX
Hi Mortgage Guy Dan! RBC is currently...

Hi Mortgage Guy Dan!

RBC is currently offering 3.14% on a 4 yr fixed (with bonus $750 West Jet voucher). Doing a very quick check a few places before we committ. Is this beatable?

Also, in my...
Forum: Ottawa 2019-03-19, 09:00 AM
Replies: 41
Views: 2,674
Posted By HMBTUX
Yup fair points to consider re proximity...

Yup fair points to consider re proximity especially! I just find that the agents truly do steer clear of 1% offers so if you can get away with adding an extra 5 or 8k to original asking price vs...
Forum: Ottawa 2019-03-18, 07:12 PM
Replies: 31
Views: 1,768
Posted By HMBTUX
I guess I use BB and FS interchangably. Yes I...

I guess I use BB and FS interchangably. Yes I worked at Futureshop, not Best Buy. Good catch. Point remains valid, bad bet :)
Forum: Ottawa 2019-03-18, 03:00 PM
Replies: 41
Views: 2,674
Posted By HMBTUX
Have you considered a small algebraic adjustment?...

Have you considered a small algebraic adjustment? ;)
Add 1.5% to asking price, offer 2.5% to agents. Same net result, more traffic from agents.

Just a thought! Good luck. It's a great time to...
Forum: Ottawa 2019-03-16, 01:03 PM
Replies: 41
Views: 2,674
Posted By HMBTUX
Wow I had no idea. I was wondering why their...

Wow I had no idea. I was wondering why their website got so much harder to use after the recent changes....thought it was just a "new website".....
Forum: Ottawa 2019-03-15, 10:32 AM
Replies: 41
Views: 2,674
Posted By HMBTUX
My feelings exactly. Why would I want to ask...

My feelings exactly. Why would I want to ask questions to an agent who knows little about the house or neighbourhood, when you can deal directly with the homeowner (and vice versa). Why add another...
Forum: Ottawa 2019-03-15, 10:16 AM
Replies: 41
Views: 2,674
Posted By HMBTUX
Yes this is bang on. It baffles me that some...

Yes this is bang on. It baffles me that some people still accept the old "it's free to use an agent" line. Every selling expense moves the acceptable sale price accordingly.

In fact a great...
Forum: Ottawa 2019-03-13, 07:53 AM
Replies: 41
Views: 2,674
Posted By HMBTUX
Yup same experience selling privately in...

Yup same experience selling privately in Barrhaven. Which if you think about it just proves that the realtors are not looking out for the best interests of their clients, but rather just trying to...
Forum: Ottawa 2019-03-11, 08:31 AM
Replies: 32
Views: 2,649
Posted By HMBTUX
I think 590 is closer to what it's worth ya. By...

I think 590 is closer to what it's worth ya. By the way, it's easy to check all the sales data yourself. Just sign on to the MPAC website and register with your property tax roll number. The...
Forum: Ottawa 2019-03-11, 08:24 AM
Replies: 128
Views: 24,151
Posted By HMBTUX
Yes this was for 41 Knockaderry, original list...

Yes this was for 41 Knockaderry, original list 650K for a fairly avg 2400 sq ft home. It is still way overpriced. I believe one of the other 2 larger homes at the higher price point sold.
Forum: Ottawa 2019-03-10, 09:33 PM
Replies: 128
Views: 24,151
Posted By HMBTUX
2 questions: how old are your kids? and, Have...

2 questions: how old are your kids? and,
Have you checked the Alottawatta website for updates lately?

You might need to have some more kids if they want to benefit from the waterslides by the...
Forum: Ottawa 2019-03-08, 08:31 AM
Replies: 31
Views: 1,768
Posted By HMBTUX
In that case well done, your warranty game is...

In that case well done, your warranty game is strong! Cheers
Forum: Ottawa 2019-03-08, 08:22 AM
Replies: 31
Views: 1,768
Posted By HMBTUX
Talking Oh, and just FYI, since you are approaching...

Oh, and just FYI, since you are approaching things with an eye towards costs savings and ROI, warranties are one of the worst things to purchase from that perspective. If you are risk averse and...
Forum: Ottawa 2019-03-08, 08:06 AM
Replies: 31
Views: 1,768
Posted By HMBTUX
I just don't think you're giving homebuyers...

I just don't think you're giving homebuyers enough credit. In this day and age most consumers are very savvy.....there is just so much information available especially when making the biggest...
Forum: Ottawa 2019-03-07, 08:52 AM
Replies: 31
Views: 1,768
Posted By HMBTUX
I admire your determination but you're really not...

I admire your determination but you're really not understanding how this all works. You can't just "pass the expenses to the next owner". If you sell at a time when a bunch of repairs are...
Showing results 1 to 25 of 286

 
Forum Jump


All times are GMT -4. The time now is 09:58 AM.



Copyright © PHAND Corporation
This document may not be used elsewhere without the expressed written consent of PHAND Corporation.
*** There is no association between this website and any builder. ***

Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2019, vBulletin Solutions, Inc.