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Search: Posts Made By: JCC
Forum: Ottawa 2019-06-04, 07:18 PM
Replies: 27
Views: 1,909
Posted By JCC
The good thing is that this is the last time they...

The good thing is that this is the last time they can delay you. If they delay again they owe you $150 a day.
Forum: Ottawa 2019-05-17, 07:23 PM
Replies: 105
Views: 16,545
Posted By JCC
That’s basically where Urbandale and HN are at...

That’s basically where Urbandale and HN are at with most of their houses. Framed, but little else. They can’t get windows in fast enough.
Forum: Ottawa 2019-05-15, 04:03 PM
Replies: 73
Views: 11,510
Posted By JCC
It's nice that they are doing that, but it's kind...

It's nice that they are doing that, but it's kind of bold of them to be delaying people this early. It means they've effectively given up their second tentative closing date and can only delay people...
Forum: Ottawa 2019-05-15, 03:03 PM
Replies: 18
Views: 1,661
Posted By JCC
About a year ago now?

About a year ago now?
Forum: Ottawa 2019-05-15, 09:08 AM
Replies: 18
Views: 1,661
Posted By JCC
I saw a lot premium of 170K for a Richcraft lot...

I saw a lot premium of 170K for a Richcraft lot at Pathways @ Fernbank Crossing. Enlarged, Elongated lot, backing onto forest, side onto forest, corner lot, with an extended driveway, across the...
Forum: Ottawa 2019-05-15, 07:24 AM
Replies: 1
Views: 310
Posted By JCC
Leaving that early will be a non issue for your...

Leaving that early will be a non issue for your commute in. Traffic usually starts building between 730 and 8.

You’ll start to hit light traffic for your commute home if you leave closer to 4, but...
Forum: Ottawa 2019-05-15, 07:22 AM
Replies: 18
Views: 1,661
Posted By JCC
It depends on the lot, and what you have around...

It depends on the lot, and what you have around you. There are premiums for enlarged lots, irregularly shaped lots, back onto school, back onto park, face park, back onto nothing, corner lot, nothing...
Forum: Ottawa 2019-05-10, 07:08 AM
Replies: 6
Views: 529
Posted By JCC
They’re considered premium lots, although I’m not...

They’re considered premium lots, although I’m not sure why backing onto a school is premium. If it’s a high school, avoid it like a plague. Teenagers are the worst. They’re noisy, and the annoying...
Forum: Ottawa 2019-05-07, 01:00 PM
Replies: 1,362
Views: 345,611
Posted By JCC
No. Heís said earlier that they donít work with...

No. Heís said earlier that they donít work with brokers.
Forum: Ottawa 2019-05-07, 12:58 PM
Replies: 105
Views: 16,545
Posted By JCC
Drove by the other day...they donít even have...

Drove by the other day...they donít even have their models open (supposed to be ready back in October / November), and have finished framing just one row of towns. Nobody has moved in - Iím sure...
Forum: Ottawa 2019-04-29, 10:31 AM
Replies: 27
Views: 1,909
Posted By JCC
That timing seems about right... it could be...

That timing seems about right... it could be ready in October. SUmmer is a lot easier to do construction
Forum: Ottawa 2019-04-29, 09:38 AM
Replies: 27
Views: 1,909
Posted By JCC
If you bought around the time of the Tornado last...

If you bought around the time of the Tornado last year, it's definitely a permit thing - because the City wasn't allowing new permits until all rebuild homes had theirs - it was like a 3-6 month...
Forum: Ottawa 2019-04-26, 09:32 AM
Replies: 5
Views: 399
Posted By JCC
Hey there, We just finished our design...

Hey there,

We just finished our design centre appointments in the last 6 months.

Can you give me an idea of what kinds of things you'd like to look at? What model you're building?

In my...
Forum: Ottawa 2019-04-26, 08:55 AM
Replies: 105
Views: 16,545
Posted By JCC
Where did you find that? I click RSS and it...

Where did you find that? I click RSS and it doesn't show me much.
Forum: Ottawa 2019-04-24, 01:18 PM
Replies: 27
Views: 1,909
Posted By JCC
Delays

Has everyone been delayed recently? I'm hearing more and more that people are being delayed due to labour shortages and, in some cases, supply shortages.
Forum: Ottawa 2019-04-09, 10:31 AM
Replies: 6
Views: 724
Posted By JCC
MDF chips, swells, and paint doesn't do well on...

MDF chips, swells, and paint doesn't do well on it. Theromfoil has a vacuum-like heatedseal on it.

Thermfoil is more easily cleaned, do better with heat and moisture, and are cheaper.

However,...
Forum: Ottawa 2019-04-09, 10:28 AM
Replies: 12
Views: 767
Posted By JCC
As I understand it, death benefit through bank is...

As I understand it, death benefit through bank is just to pay off your mortgage (Keep in mind accrued interest), and your spouse would own the home outright (or most of it, depending on coverage)....
Forum: Ottawa 2019-04-05, 03:46 PM
Replies: 1,362
Views: 345,611
Posted By JCC
So, they have three mortgage options: Traditional...

So, they have three mortgage options: Traditional Residential, Equity Power (this is their collateral) and Home Equity Line of Credit.

They seem to have both, info here:...
Forum: Ottawa 2019-04-05, 01:51 PM
Replies: 1,362
Views: 345,611
Posted By JCC
Yeah - I like that they do the rate hold + drop...

Yeah - I like that they do the rate hold + drop protection. I think we may sign on with high-ratio with them.
Forum: Ottawa 2019-04-05, 12:43 PM
Replies: 1,362
Views: 345,611
Posted By JCC
I believe 3.09%, which also leads the market as I...

I believe 3.09%, which also leads the market as I understand.
Forum: Ottawa 2019-04-05, 10:33 AM
Replies: 1,362
Views: 345,611
Posted By JCC
Hey Dan - the rate is HSBC. They even show it on...

Hey Dan - the rate is HSBC. They even show it on their own website at 2.74%: https://www.hsbc.ca/mortgages/
Forum: Ottawa 2019-04-05, 08:11 AM
Replies: 12
Views: 767
Posted By JCC
Exactly this. Even if your coverage at work is...

Exactly this. Even if your coverage at work is mediocre, you are better off getting private life insurance, and/or disability insurance. Bank plans are more often than not money grabs, and you'll see...
Forum: Ottawa 2019-04-04, 06:33 PM
Replies: 1,362
Views: 345,611
Posted By JCC
There is no catch. They donít work with broker,...

There is no catch. They donít work with broker, and want to be more competitive in the space because theyíve traditionally been viewed as a speciality bank.

They had 2.89 previously and a cash...
Forum: Ottawa 2019-04-04, 03:06 PM
Replies: 12
Views: 767
Posted By JCC
Yeah, they're not worth it. It's money in the...

Yeah, they're not worth it. It's money in the pocket of the salesperson. Don't bother with it.
Forum: Ottawa 2019-03-28, 08:30 AM
Replies: 15
Views: 876
Posted By JCC
Add the full word for FB (f4cebo0k) between the ....

Add the full word for FB (f4cebo0k) between the . and the .com, and it'll work.
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