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Forum: Ottawa Today, 08:05 AM
Replies: 7
Views: 625
Posted By HMBTUX
Ya the multiplier effect is a very real concept....

Ya the multiplier effect is a very real concept. Impossible to count how many ways our area is positively effected by this type of employment/development. A lot of people tend to want to reject any...
Forum: Ottawa Yesterday, 07:42 AM
Replies: 7
Views: 295
Posted By HMBTUX
We have 9 ft ceilings on both above ground floors...

We have 9 ft ceilings on both above ground floors and 10 ft ceilngs in bsmt. It makes a huge difference. The bsmt hardly feels like one. We also have all doors upgraded to be 8 ft tall. The house...
Forum: Ottawa 2020-07-09, 09:53 AM
Replies: 182
Views: 31,252
Posted By HMBTUX
Believe it or not, and despite most people’s...

Believe it or not, and despite most people’s reflex to reject all things offered by doorknockers, they get you the best price. We switched back to Rogers recently and are paying $29 per month for...
Forum: Ottawa 2020-07-07, 02:36 PM
Replies: 7
Views: 625
Posted By HMBTUX
I understand what you're saying as the traffic...

I understand what you're saying as the traffic concerns are very real. Unfortunately the City put the cart before the horse in planning the transpo infrastructure in BH.

Big picture though, this...
Forum: Ottawa 2020-07-03, 02:19 PM
Replies: 750
Views: 201,415
Posted By HMBTUX
So who’s occupying the other 2.3 million sq ft?...

So who’s occupying the other 2.3 million sq ft? Or was that an error? Check out this article below, they were explaining that it was a much larger development (2.7 million sq ft).

Is this part of...
Forum: Ottawa 2020-06-29, 09:31 PM
Replies: 453
Views: 42,801
Posted By HMBTUX
I'm mostly joking, I get it. But to be fair,...

I'm mostly joking, I get it.

But to be fair, I have years worth of experience, and a vehicle I bought to get to and from work, etc etc..... and would be laughed out of the room if I tried to...
Forum: Ottawa 2020-06-29, 03:22 PM
Replies: 453
Views: 42,801
Posted By HMBTUX
Plumber or heart surgeon? ;) That's quite...

Plumber or heart surgeon? ;)

That's quite the hourly wage!
Forum: Ottawa 2020-06-25, 02:11 PM
Replies: 4
Views: 556
Posted By HMBTUX
Don't let them bully/bluff/scare you into being...

Don't let them bully/bluff/scare you into being force-fed a contract you don't want when there are far better ways to pay for a hot water tank. Nobody rents a fridge/stove/furnace/car long...
Forum: Ottawa 2020-03-30, 03:33 PM
Replies: 73
Views: 8,673
Posted By HMBTUX
My current understanding after speaking with RBC...

My current understanding after speaking with RBC today is that it's fairly simple and wide open. And of course it will not be a black eye on and credit report. They'll defer payments for 6 months,...
Forum: Ottawa 2020-03-27, 09:27 AM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
Question! With these rates falling so low,...

Question!

With these rates falling so low, is there any scenario where a lender, under current circumstances, will offer some flexibility in someone going from a 5 year fixed (still 4 years left @...
Forum: Ottawa 2020-02-27, 01:28 PM
Replies: 15
Views: 1,978
Posted By HMBTUX
Great tips!

Great tips!
Forum: Ottawa 2020-02-27, 01:26 PM
Replies: 15
Views: 1,978
Posted By HMBTUX
Hey all - long time no post. So we went...

Hey all - long time no post.

So we went through a fairly extensive search process this past summer in order to find the right contractor to finish our bsmt. We were in touch with many...
Forum: Ottawa 2019-12-12, 09:01 PM
Replies: 750
Views: 201,415
Posted By HMBTUX
It's all over the BH social media feeds. Jan...

It's all over the BH social media feeds. Jan Harder mainly.

A few thoughts:

BH really needs a DT....a walkable space where people can gather, I'm 100% for it.

But as you can imagine most...
Forum: Ottawa 2019-11-21, 08:00 AM
Replies: 10
Views: 1,119
Posted By HMBTUX
We had issues with this where it got VERY bad at...

We had issues with this where it got VERY bad at times. We had a humidifier integrated with furnace and simply followed the "winter" vs "summer" recommended settings to target about 40% relative...
Forum: Ottawa 2019-10-17, 08:18 AM
Replies: 10
Views: 2,404
Posted By HMBTUX
I am pretty sure the standard depth of Mattamy's...

I am pretty sure the standard depth of Mattamy's lots in HMB are 82 ft. It's a small backyard but just be sure you have parks nearby (don't have to cut the grass there!).
Forum: Ottawa 2019-07-19, 10:01 PM
Replies: 9
Views: 964
Posted By HMBTUX
Agree with all of this. It is a substantial...

Agree with all of this. It is a substantial investment of time and energy but if you keep on them they will own up. They know some people just give up so it is absolutely part of their strategy to...
Forum: Ottawa 2019-06-04, 09:54 PM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
Yes this all makes sense. I did read about the...

Yes this all makes sense. I did read about the "clawback clause", good thing for sure to be aware of if you're in the minority who might have paying off the mortgage early in your plans, but I don't...
Forum: Ottawa 2019-06-04, 12:35 PM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
FYI I just signed mine finally on the weekend. ...

FYI I just signed mine finally on the weekend. Settled with RBC @ 2.99% on a 5 yr fixed term. Uninsured. This also came with $1,000 cash back+ $750 WestJet credit (does not expire I am told), as...
Forum: Ottawa 2019-05-16, 11:13 AM
Replies: 750
Views: 201,415
Posted By HMBTUX
The GB realignment was promised to the thousands...

The GB realignment was promised to the thousands of people who migrated (ha!) to HMB by 2015, 2020 at latest. Amenities, better bus service, and safer and improved access for cars/bikes etc would...
Forum: Ottawa 2019-05-03, 08:19 AM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
Now seeing that rates did in fact drop as of...

Now seeing that rates did in fact drop as of yesterday. The HSBC 2.99% is now 2.84%. Which explains why RBC and TD were able to come so close in the last few days.

https://www.ratespy.com/
Forum: Ottawa 2019-05-02, 09:00 PM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
Who's the lender? Sounds pretty good. I feel...

Who's the lender? Sounds pretty good.

I feel like rates have dropped a bit more in the last couple weeks. The 2.99% 5 yr fixed from HSBC has not changed from what I've seen, but I've got TD now...
Forum: Ottawa 2019-04-10, 08:10 AM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
This is the message I got back from the HSBC guy,...

This is the message I got back from the HSBC guy, I am wondering primarily what is involved in terms of finding a lawyer/notary to re-register the property. Does anyone know cost? I've never had to...
Forum: Ottawa 2019-04-05, 01:45 PM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
I called them and it's 2.99%. They said they I...

I called them and it's 2.99%. They said they I could do a rate hold and if rate drops by June renewal than I get lower of the two. Done!
Forum: Ottawa 2019-04-05, 10:49 AM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
JCC - Yes that rate is very good. Seems it's...

JCC - Yes that rate is very good. Seems it's just for CMHC insured mortgages. Do you know the lowest they offer for non insured?
Forum: Ottawa 2019-04-04, 06:21 PM
Replies: 1,406
Views: 397,142
Posted By HMBTUX
Thx for update! Seeing as low as 2.74% on 5...

Thx for update!

Seeing as low as 2.74% on 5 yr fixed here. What’s the catch?

https://www.ratespy.com/
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