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Forum: Ottawa 2015-07-15, 10:55 AM
Replies: 2,632
Views: 566,855
Posted By jzy
If there is vertical movement and one side is...

If there is vertical movement and one side is higher than the other, is that something I should be worried about? what would be my next step?
Forum: Ottawa 2015-07-05, 05:24 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks Phil. I will try mortar then. What should...

Thanks Phil. I will try mortar then. What should I be observing to ensure that the cracks are due to shrinkage? If they widen again, what is the best course of action for me?
Forum: Ottawa 2015-06-28, 11:12 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I've been in my house for 4 years...

Hi Phil,

I've been in my house for 4 years now. There have been cracks on my basement foundation floor shortly we moved in. We reported them on first year and second year Tarion forms. The...
Forum: Ottawa 2014-07-24, 04:29 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I live in Kanata and I had someone...

Hi Phil, I live in Kanata and I had someone coming in to do some estimates to develop my basement. He saw some cracks on the floor and advised me to get them sealed due to radon concerns. He also...
Forum: Ottawa 2014-06-16, 08:41 PM
Replies: 1,377
Views: 364,390
Posted By jzy
If I refinance at maturity (increase mortgage...

If I refinance at maturity (increase mortgage amount) and go to another lender, will I have to pay a fee to my current lender too?
Forum: Ottawa 2014-06-13, 02:37 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Dan, another question: when doing a refinance at...

Dan, another question: when doing a refinance at renewal time, there are additional costs that would not otherwise be incurred in the case of a simple switch, correct? and that typically the lender...
Forum: Ottawa 2014-06-10, 12:15 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Thanks Dan. Your input is always appreciated!

Thanks Dan. Your input is always appreciated!
Forum: Ottawa 2014-06-09, 12:32 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Dan, A BMO rep offered me 2.69% for 4 years....

Dan,

A BMO rep offered me 2.69% for 4 years. Said it's a current promotion. Have you heard of this rate?
Forum: Ottawa 2014-04-25, 04:51 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Thanks Dan.:)

Thanks Dan.:)
Forum: Ottawa 2014-04-23, 02:00 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Thanks very much Dan. Another question: in...

Thanks very much Dan.

Another question: in an earlier post, you spoke of the importance of certain features for a mortgage and that despite a low rate, some mortgages today do not have important...
Forum: Ottawa 2014-04-22, 04:04 PM
Replies: 1,377
Views: 364,390
Posted By jzy
Dan, is this basically re-financing? That extra...

Dan, is this basically re-financing? That extra $100K, I assume is set aside and is readily accessible by the owner whenever they need to do the reno?
Forum: Ottawa 2013-06-28, 11:49 AM
Replies: 1,377
Views: 364,390
Posted By jzy
Same question here. :-) will be renewing this...

Same question here. :-) will be renewing this time next year. Currently @2.62% on 3 year term.
Forum: Ottawa 2013-05-08, 01:59 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks Phil. I will look into getting some water...

Thanks Phil. I will look into getting some water pipe insulation.
Forum: Ottawa 2013-05-07, 11:57 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I noticed that there is quite a...

Hi Phil,

I noticed that there is quite a bit of condensation on the water pipes in my basement. In the past week, it's to the point where it is dripping, along with rust that has been caused by...
Forum: Ottawa 2013-02-07, 12:04 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks again Phil. I will try testing the air...

Thanks again Phil. I will try testing the air flow at the regsiter and air return.
Forum: Ottawa 2013-02-03, 04:12 PM
Replies: 2,632
Views: 566,855
Posted By jzy
In my case, the HVAC company has come in twice...

In my case, the HVAC company has come in twice and taken measurements at the register and the values are comparable to other rooms that are not cold. Additional insulation has been also added in the...
Forum: Ottawa 2013-02-02, 04:06 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks Phil. My builder said that when the HVAC...

Thanks Phil. My builder said that when the HVAC system was installed and balanced, it was done with all doors open to allow air circulation. When I keep my doors open, temperature differences...
Forum: Ottawa 2013-02-01, 11:20 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I'm tracking temperatures in...

Hi Phil,

I'm tracking temperatures in various rooms in my house to show that one of them is colder than the others. I know the rule is that the difference should not be more than 3 degrees....
Forum: Ottawa 2013-01-24, 05:06 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks for your tips, Phil.:)

Thanks for your tips, Phil.:)
Forum: Ottawa 2013-01-23, 11:13 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I'm getting a lot of condensation/ice on...

Hi Phil, I'm getting a lot of condensation/ice on my windows on the second floor (see attached pictures taken today). Even in the same bedroom, some windows are better than others, not sure why. It...
Forum: Ottawa 2012-11-30, 09:47 AM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks Phil.

Thanks Phil.
Forum: Ottawa 2012-11-29, 05:00 PM
Replies: 2,632
Views: 566,855
Posted By jzy
I'm getting close to my Tarion conciliation...

I'm getting close to my Tarion conciliation period for year end items. Most of my items are not significant but the builder is dragging their feet in fixing them. I'm getting a little annoyed. I'm...
Forum: Ottawa 2012-07-14, 10:13 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thanks again Phil!

Thanks again Phil!
Forum: Ottawa 2012-07-14, 09:23 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Thank you Phil. This eases my mind. :) ...

Thank you Phil. This eases my mind. :)



In my case, the exhaust is behind the AC. I'd say the separation is about 3-4 inches....that's likely too close??:(

I have another question about...
Forum: Ottawa 2012-07-14, 06:20 PM
Replies: 2,632
Views: 566,855
Posted By jzy
Hi Phil, I was wondering if you could...

Hi Phil,

I was wondering if you could provide some insight on a couple of things:

1. My house was built last year and for the furnace, I have a electronic air filter (brand is Electro-Air:...
Showing results 1 to 25 of 140

 
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