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Forum: Financing, Mortgages and Insurance 2009-07-11, 10:09 AM
Replies: 0
Views: 1,794
Posted By EBLAIR
what is a bridge loan?

Sometimes when you buy a home, the closing date for the home you are selling does not match the closing date of the house you are buying. Some of the typical reasons for a difference in closing...
Forum: Financing, Mortgages and Insurance 2009-06-20, 09:27 AM
Replies: 0
Views: 1,005
Posted By EBLAIR
Website Links for the Housing Industry

Tired of navigating through countless websites to find the exact information that you need? I am too so I decided to put together a list of useful links that you can use yourself. The subject...
Forum: Financing, Mortgages and Insurance 2009-06-10, 12:25 PM
Replies: 3
Views: 1,867
Posted By EBLAIR
Mortgage + Line of Credit

Home owners who have lots of equity in their house, might be looking for ways to get access to that equity without having to re-finance their house every time a need arises for some additional money....
Forum: Financing, Mortgages and Insurance 2009-05-26, 09:52 AM
Replies: 0
Views: 1,008
Posted By EBLAIR
Mortgage rates may be moving UP

If you have not negotiated your mortgage contract, you might want to get this sorted out soon.

5-year bond yield increases will mean banks/lenders will adjust their rates soon. 5-year bond yields...
Forum: Markham / Thornhill / Vaughan 2009-05-19, 09:55 PM
Replies: 21
Views: 3,846
Posted By EBLAIR
mortgage

" oh and for those closing soon and looking for mortgage deals, i've been on this forum and saw a 2.9 % offer for 21 months, with ability to lock in if rate lowers or goes up...check it out and tell...
Forum: Home Owner Tips, Upgrades and Maintenance 2009-05-18, 07:47 PM
Replies: 1,728
Views: 419,019
Posted By EBLAIR
Hardwood flooring we had done

I had a beautiful hardwood floor put down, its called " IPE ", which is Brazilian Walnut. We chose a natural finish. It is a dark, multi-shaded wood, that is stunning, absolutely stunning! The...
Forum: Financing, Mortgages and Insurance 2009-05-16, 01:43 PM
Replies: 0
Views: 1,340
Posted By EBLAIR
Do you have a mortgage related question?

Today's mortgage market has an array of mortgage lenders and mortgage lending products.

If you have any specific mortgage-related questions, please send them my way, and I will attempt to...
Forum: Financing, Mortgages and Insurance 2009-05-13, 08:29 PM
Replies: 26
Views: 4,265
Posted By EBLAIR
Rates

Mortgage rates have already fallen below 4%, on a 5-year fixed rate. Today, I can get 3.45% on a 5-year fixed, with Industrial Alliance ( www.inalco.com ) or 3.49% with MCAP ( www.mcap.com ).

...
Forum: Financing, Mortgages and Insurance 2009-05-10, 05:19 PM
Replies: 17
Views: 2,518
Posted By EBLAIR
service from a mortgage rep...what is the value?

This is a great question, so let me address it. When you are assisted with finding a mortgage rate and lender, once you sign the "mortgage contract", you then become a client of that bank, or...
Forum: Financing, Mortgages and Insurance 2009-05-10, 05:10 PM
Replies: 17
Views: 2,518
Posted By EBLAIR
Questions?

Hey all, I am here to answer questions, of course, so what are the questions?



Elizabeth Blair, Mortgage Edge
Ph: (905) 510-5785
Email: eblair@mortgageedge.ca
website: www.missmortgage.ca...
Forum: Financing, Mortgages and Insurance 2009-05-09, 04:08 PM
Replies: 0
Views: 1,051
Posted By EBLAIR
Lenders ask for so many documents

Are you buying a house and maybe just totally frustrated now, with your lender, and all of their requests for more documents?

Let me shed some light on a popular question about the whole...
Forum: Financing, Mortgages and Insurance 2009-05-05, 08:34 PM
Replies: 17
Views: 2,518
Posted By EBLAIR
Mortgage closing by May 29/09?

21-months at 2.90% and you can then move into the lender's best 5-year fixed rate at anytime during the 21-month period.

Closing date: Mortgage deal must close by May 29, 2009.

Insurance: ...
Forum: Financing, Mortgages and Insurance 2009-05-04, 10:42 AM
Replies: 26
Views: 4,265
Posted By EBLAIR
rate hold

Most mortgage lenders will only guarantee a rate for a 120-rate period and some others are only in a 30-day window.

Elizabeth Blair, Mortgage Edge
Email: eblair@mortgageedge.ca
Website:...
Forum: Financing, Mortgages and Insurance 2009-05-04, 10:40 AM
Replies: 209
Views: 117,589
Posted By EBLAIR
Tax questions

Here is an excellent article published by KPMG that answers some of the questions presented here:

http://www.kpmg.ca/en/services/tax/tnf/tnfc0915.html

Elizabeth Blair, Mortgage Edge
Email:...
Forum: Ottawa 2009-05-03, 11:11 PM
Replies: 1,309
Views: 332,304
Posted By EBLAIR
the mortgage questions

5.6%, that is very high on a fixed rate.
3.59% on 5-years is available in the market now.
Elizabeth Blair
www.missmortgage.ca
Forum: Financing, Mortgages and Insurance 2009-05-02, 10:33 AM
Replies: 2
Views: 1,115
Posted By EBLAIR
Harmonized tax question

I know that Buyers who purchase a newly constructed home, after July 1, 2010, where the value is greater than $400,000, will be required to pay a 13% tax but I am trying to find out if this tax is...
Forum: Building and Construction 2009-05-02, 10:01 AM
Replies: 1
Views: 2,334
Posted By EBLAIR
kitchen cabinets

If anyone knows someone who is upgrading a kitchen and tearing out their old kitchen cabinets (that are in decent condition) please contact me as we can pick them up for use. We are in need of some...
Forum: Ottawa 2009-04-29, 12:21 AM
Replies: 37
Views: 4,968
Posted By EBLAIR
security systems

This guy is excellent....he has been trained in the U.K. Trust me, once you speak with him, you will want no other person touching your security system ....he is the best:

Home or Business...
Forum: Financing, Mortgages and Insurance 2009-04-29, 12:17 AM
Replies: 11
Views: 2,211
Posted By EBLAIR
mortgage rates

And 3.59% on a 5-year fixed is available now.

Elizabeth Blair, Mortgage Edge
Ph: (905) 510-5785
email: eblair@mortgageedge.ca
Website: www.missmortgage.ca
License # M08005880
Forum: Financing, Mortgages and Insurance 2009-04-28, 03:15 PM
Replies: 0
Views: 1,379
Posted By EBLAIR
3.59% on a 5-year fixed

Mortgage rate special 3.59% on a 5-year fixed.


Elizabeth Blair, Mortgage Edge
Direct: 905-510-5785
email: eblair@mortgageedge.ca
website: www.missmortgage.ca
License # M08005880
Forum: Financing, Mortgages and Insurance 2009-04-27, 12:45 PM
Replies: 2
Views: 909
Posted By EBLAIR
changing mortgage reps

You can change your mortgage rep or mortgage broker or bank, unless you signed a special document or there is a clause in your agreement that prevents you from switching.

Read through your...
Forum: Financing, Mortgages and Insurance 2009-04-26, 08:21 PM
Replies: 11
Views: 2,211
Posted By EBLAIR
rates

No, its absolute bunk....they are not posting that rate at all on their broker sheets......not sure how that rate was populated onto that website.
Forum: Financing, Mortgages and Insurance 2009-04-26, 02:51 PM
Replies: 11
Views: 2,211
Posted By EBLAIR
Mortgage Rates Today

Mortgage rates are posted daily, right here, at this link:

http://www.cannex.com/canada/english/mort/mort02.html


Elizabeth Blair, Mortgage Agent
Phone: 905-510-5785
www.missmortgage.ca...
Forum: Financing, Mortgages and Insurance 2009-04-25, 08:57 PM
Replies: 7
Views: 1,002
Posted By EBLAIR
mortgage rates on-line

Yes, and you can also get it here at the following link:

http://www.cannex.com/canada/english/mort/mort02.html

Elizabeth Blair
www.missmortgage.ca
Direct: 905-510-5785
eblair@mortgage.edge.ca
Forum: Financing, Mortgages and Insurance 2009-04-19, 11:12 PM
Replies: 5
Views: 1,278
Posted By EBLAIR
mortgage questions

Of course you can carry forward your existing mortgage, to the new property/purchase.

It is called, a purchase, increase, blend and extend and in some cases, just a purchase, increase and blend.
...
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