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Old 2006-11-09, 01:46 PM
iku iku is offline
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Join Date: Nov 2006
Posts: 47
Question

Thanks all of you for info. With my understanding, i have better get rate from broker not bank, becasue of credit point. also i can take current rate right now, then i shop around for the best rate in 120 days before closing day. at that time, i believe i should have good rate in 2008.
But lots of people said rate will be drop off next year, how about 2008??? rate will go up or down?
Do you need sign a paper with bank or broker for pre-approval?
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