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Old 2011-04-15, 09:06 AM
jzy jzy is offline
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Join Date: Jul 2010
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Originally Posted by bigfootryan View Post
I've been offered the same type of thing through TD. 4.34% 5 year fixed (closed) with 1% cash back and we're planning on purchasing at the end of May and we'll be closing in August 2012. We filled out the paperwork with the TD rep, and the rate is guaranteed for up to 2 years.

Seemed legit to me... should I be concerned?
I'd say 4.34% with 1% cash back is a pretty good five-year rate guaranteed for 2 years. My friend got 3.99% from RBC for a house closing in December this year, and this was before the rate went up recently (now RBC is offering 4.19% for 120 day closing).
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