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Financing, Mortgages and Insurance What options are best for you and your situation?


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  #1  
Old 2006-03-20, 10:34 PM
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Default Mortgage Rates

There are many many places you can obtain financing from for your new home. Don't just stick wih the first place that 'pre-approved' you. Also be wary of wanting to stick with your bank as that rarely has any impact on the rate you get.

http://www.canadianbusiness.com/my_m...gage/index.jsp


http://www.canadianbusiness.com/my_money/rates/closed_mortgage/index.jsp
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Last edited by GregS; 2007-05-29 at 04:02 PM. Reason: Updated with new links
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Old 2006-03-20, 11:02 PM
Tony and Jenny Tony and Jenny is offline
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Thanks!
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Old 2006-03-21, 04:57 PM
England England is offline
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Credit ratings play a big part in all this of course :idea:


http://www.fcac-acfc.gc.ca/eng/publi...tHistory_e.asp
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Old 2006-04-12, 07:49 AM
mortgagehockeymom mortgagehockeymom is offline
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If anyone would like a quote for a rate, either when they first purchase for an 18month cap, or when you become within 4 months of your closing, I would be happy to help.

I am a specialist with Scotiabank, and have extensive experience in the builder market.

You can call or email me anytime at the contact information below:
Looking forward to speaking with you, and congrats on your new homes!

Jessica Boyes
905-601-5377
jessica.boyes@scotiabank.com
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Feel free to email me for unbiased mortgage advice, or to answer any questions on what to expect on your closing process!



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Old 2006-04-12, 01:32 PM
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Moneysense has essentially trashed their website and the mortgage rates seem to have disappeared.. unless that is one of the things you get when you sign-up.

Anyone else able to find the mortgage rates on there?
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Old 2006-06-15, 02:40 PM
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Here's my response from MoneySense:
Quote:
Hi Mr. Scott,

The web site editor is working on that section and those mortgage rates should be back on the site soon—within a couple of weeks.

Hope that helps.
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Old 2007-05-29, 04:03 PM
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Finally, new links!



http://www.canadianbusiness.com/my_m...gage/index.jsp


http://www.canadianbusiness.com/my_money/rates/closed_mortgage/index.jsp
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Old 2008-06-02, 04:49 PM
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Here is my latest rate sheet:
http://kayfisher.ca/rates.pdf
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Old 2008-06-25, 10:14 PM
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Rates Updated


This image and the above URL will always be updated with the latest rates, whenever I receive a new rate sheet from my Lenders.
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Old 2008-07-16, 03:17 PM
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I have updated my rates. The 5-year variable is still at Prime less 0.75% (Currently works out to be 4.00%). The 5-year fixed rate is still 5.64%, but I would recommend the variable rate

My Lenders of Choice are First National Financial and Scotiabank, but I submit deals to multiple lenders as appropriate.
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