Go Back   BuildingHomes.ca - Building your community! > Ontario > Ottawa

Ottawa For those in Ottawa, Kanata, Stittsville, Orleans, Nepean. Mattamy, Minto, Bridlewood, Cardel, Claridge, Braebury, Monarch, Barrhaven, Half Moon Bay, Fairwinds, Findlay Creek, Notting Hill, West Pointe, Stonebridge, Edinburgh Common, Uniform at Orchard-Stonebridge-Barrhaven and more!


Reply
 
Thread Tools Display Modes
  #11  
Old 2014-08-16, 10:07 PM
hellokittygirl hellokittygirl is offline
Senior Member
Regular User
 
Join Date: Mar 2010
Location: Aurora
Posts: 122
Default

Quote:
Originally Posted by xdarrylx View Post
you have 40 pot lights in your basement? Goodness that's a healthy electrical bill!
There all LED and not turned on all at once of course
Reply With Quote
  #12  
Old 2014-08-17, 11:06 AM
richyrich richyrich is offline
Senior Member
Regular User
 
Join Date: Nov 2012
Location: Kanata
Posts: 150
Default

I agree it's not that bad a price considering the convenience of getting it done now, avoiding the mess later and the opportunity to work it into your mortgage. FYI bathroom is a big-ticket element of any basement - at least $5-10k depending on finishes and several trades involved.

Could you do it cheaper? Of course, if you do some of it yourself, shop around for contractors/prices, look for deals on materials etc. You might also find a basement contractor to do a lot of it for closer to the $20k mark but then you've got that shopping around/management to do later, plus the mess.

I'd go with the builder.

Last edited by richyrich; 2014-08-17 at 11:08 AM.
Reply With Quote
  #13  
Old 2014-08-17, 11:23 AM
S and H S and H is offline
Senior Member
Regular User
 
Join Date: Apr 2008
Posts: 366
Default

Just wondering if your property tax will go up if you have the basement finished by the builder?

I am not sure about the legalities and insurance implications for this but I have heard some folks do not want to let the City know they have a finished basement to avoid seeing an increase in property tax and this is a(nother) reason they go with the DIY/contractor route.
__________________
If you are looking for Monarch or Minto referral & get incentives on closing, please see here or send me a PM. Thank you!
Reply With Quote
  #14  
Old 2014-08-17, 12:49 PM
jeffjc jeffjc is offline
Senior Member
Regular User
 
Join Date: Jan 2008
Posts: 737
Default

we have about 20 pot lights in our basement. we got a good deal on all the electrical at aroun $2200 5 years ago. So probably double that for going through the builder.
Reply With Quote
  #15  
Old 2014-08-17, 12:50 PM
jeffjc jeffjc is offline
Senior Member
Regular User
 
Join Date: Jan 2008
Posts: 737
Default

Quote:
Originally Posted by S and H View Post
Just wondering if your property tax will go up if you have the basement finished by the builder?

I am not sure about the legalities and insurance implications for this but I have heard some folks do not want to let the City know they have a finished basement to avoid seeing an increase in property tax and this is a(nother) reason they go with the DIY/contractor route.
yes it will. more square footage = more value to your house = higher taxes.
Reply With Quote
  #16  
Old 2014-08-18, 02:52 PM
hebdo27 hebdo27 is offline
Senior Member
Regular User
 
Join Date: May 2010
Location: Stonebridge / Barrhaven
Posts: 317
Default

Quote:
Originally Posted by xdarrylx View Post
you have 40 pot lights in your basement? Goodness that's a healthy electrical bill!
We just finished ours and have about 36 50W PAR20 pots (plus 3 of those round contractor lights with three 60W bulbs for the storage areas) for about 1100 sqft. Having more lights in basement is advantageous as there is much less light coming in from windows. I'm soooo glad we have the extra lights. Makes the basement much more inviting.
Reply With Quote
  #17  
Old 2014-08-20, 10:22 AM
gerapau's Avatar
gerapau gerapau is offline
Senior Member
Regular User
 
Join Date: Jun 2009
Location: Ottawa
Posts: 1,788
Default

Quote:
Originally Posted by S and H View Post
Just wondering if your property tax will go up if you have the basement finished by the builder?

I am not sure about the legalities and insurance implications for this but I have heard some folks do not want to let the City know they have a finished basement to avoid seeing an increase in property tax and this is a(nother) reason they go with the DIY/contractor route.
On the other hand, if you plan on selling your home some buyers will expect to see the permits. I have heard of buyers not buying simply for lack of permits for work that was completed. Too many horror stories of permitless jobs I guess.
Reply With Quote
  #18  
Old 2014-08-20, 08:55 PM
S and H S and H is offline
Senior Member
Regular User
 
Join Date: Apr 2008
Posts: 366
Default

Quote:
Originally Posted by gerapau View Post
On the other hand, if you plan on selling your home some buyers will expect to see the permits. I have heard of buyers not buying simply for lack of permits for work that was completed. Too many horror stories of permitless jobs I guess.
Not disagreeing with you but we also need to remember having a permit does not mean the contractors will do a fine job and vice versa e.g many DIYers pride themselves in finishing their basement the right way.

I wonder if an inspector can spot issues in a finished basement? If that is the case, a permit may be a moot point and shouldn't be the deal breaker, IMO.
__________________
If you are looking for Monarch or Minto referral & get incentives on closing, please see here or send me a PM. Thank you!
Reply With Quote
  #19  
Old 2014-08-20, 10:38 PM
BlkStnBerk2 BlkStnBerk2 is offline
Senior Member
Regular User
 
Join Date: Jul 2012
Location: Ottawa
Posts: 2,131
Default

Quote:
Originally Posted by S and H View Post
Not disagreeing with you but we also need to remember having a permit does not mean the contractors will do a fine job and vice versa e.g many DIYers pride themselves in finishing their basement the right way.

I wonder if an inspector can spot issues in a finished basement? If that is the case, a permit may be a moot point and shouldn't be the deal breaker, IMO.
It's all about liability.

If anything were to happen, broken water line, electrical fire, etc, etc, what do you imagine the insurance company is going to do?

Odds are, they will ask for copies of the permits and passed inspections. If you do not have these, then you are SOL with your claim.

You are right, that it is possible that the trades may not do a great job. But at least there is a paper trail of passed inspections and permits.
__________________


Reply With Quote
  #20  
Old 2014-08-21, 08:20 AM
gerapau's Avatar
gerapau gerapau is offline
Senior Member
Regular User
 
Join Date: Jun 2009
Location: Ottawa
Posts: 1,788
Default

Quote:
Originally Posted by BlkStnBerk2 View Post
It's all about liability.

If anything were to happen, broken water line, electrical fire, etc, etc, what do you imagine the insurance company is going to do?

Odds are, they will ask for copies of the permits and passed inspections. If you do not have these, then you are SOL with your claim.

You are right, that it is possible that the trades may not do a great job. But at least there is a paper trail of passed inspections and permits.
If you do the work yourself then more than likely you will be covered even without permits.
Reply With Quote
Reply

Bookmarks

Tags
builder, finish basement, hardwood, laminate, pot lights

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
If you have your basement finished lately Natasha Ottawa 5 2013-07-10 04:59 PM
Finished Basements by Builder? Yes or No? Bevanster Markham / Thornhill / Vaughan 9 2011-10-02 01:42 AM
Finished basement is damp Fairwinds123 Ottawa 17 2011-09-14 03:44 PM
Finished basement w/o permit Legend Basement Finishing and Renovations 10 2010-09-02 03:06 PM
Are you getting your basement finished? Nikka Ottawa 16 2008-07-23 09:58 PM



All times are GMT -4. The time now is 12:15 AM.



Copyright © PHAND Corporation
This document may not be used elsewhere without the expressed written consent of PHAND Corporation.
*** There is no association between this website and any builder. ***

Powered by vBulletin® Version 3.8.10
Copyright ©2000 - 2019, vBulletin Solutions, Inc.