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Financing, Mortgages and Insurance What options are best for you and your situation?


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  #21  
Old 2010-04-27, 10:16 AM
soupguncha soupguncha is offline
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Default 5 year fixed @ 3.68%

yup we just got that last week, sweet deal from SB
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  #22  
Old 2010-04-27, 10:28 AM
newhomeowner20092009 newhomeowner20092009 is offline
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Just got my %3.7 Fixed from RBC finalized...
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  #23  
Old 2010-04-28, 09:44 AM
December December is offline
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Default Mortgage Rates

Hi ,
Could you tell me which bank you got the rate from & when is your closing? My closing is in december & I was just 2 weeks late to get the better rate
Any help in this regard is greatly apprecaited. Thanks.
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  #24  
Old 2010-04-28, 09:50 AM
newhomeowner20092009 newhomeowner20092009 is offline
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If you are talking to me? I am at Royal Bank, and I am closing in June. This was a held rate though so they have been holding it for the max before the rate hikes

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Originally Posted by December View Post
Hi ,
Could you tell me which bank you got the rate from & when is your closing? My closing is in december & I was just 2 weeks late to get the better rate
Any help in this regard is greatly apprecaited. Thanks.
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  #25  
Old 2010-04-29, 02:15 PM
Sunnie Sunnie is offline
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Thats incrdible. I have a rate of 3.60% 5 year fixed, good til the end of August only. With a possible strike and a delay in getting my new house, I am just scred that i will loose that rate. Can you actually go back to Scotia Bank and ask them for an extension at that rate. Whats the best rate I would get if I were to go back to a bank and shop around. Any advise??

QUOTE=soupguncha;137653]yup we just got that last week, sweet deal from SB[/QUOTE]
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  #26  
Old 2010-05-14, 08:05 AM
joerbach joerbach is offline
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My closing is in December/2010, I have a variable mortgage now (3 years left on it) of Prime - 1%... but just in case of large progressive rate hikes...I inquired with my bank about capping my rate (since the builders were offering cap rates via TD). RBC was able to cap a 5 year term with a fixed rate of 3.99% for 18 months, thus giving me room to monitor rates until Oct 2011 (the date it was capped), before I have to make a decision to lock in.

RBC was very good... I have a great mortgage specialist I can recommend.
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